Homeowners

Your home provides shelter and security for you, your family and your possessions. It is also your most significant investment. You want to ensure that you have the right amount of financial protection you need should any damage occur to your property.

Concord Group Insurance provides homeowners insurance coverage and renters insurance coverage that will help you and your family rebuild, refurnish, recover and restore possessions and peace of mind should damage occur. We also provide liability protection if someone accidentally gets hurt on the property or if you unintentionally injure someone while away from home. It covers your home’s structure, personal belongings, and liability protection.

Concord Group provides a Homeowners Advantage Plan to help you lower the cost of this valuable protection if you or your home qualify for certain credits. In addition to these savings, you will receive the benefit of added coverage in your policy at no extra cost.

You or your home may qualify for other credits and coverage enhancements provided by Concord Group Insurance. These include:

CHEC The Concord Homeowners Enhancement Coverages are automatically added to every policy and provide broader coverages and limits than most standard policies.

ESP+ The Extra Security Plus endorsement is a package of extended coverages and limits of liability at minimal cost.

Account Credit Benefit Premiums are discounted when you insure your home and car with us. This will provide you with substantial savings on both your automobile and homeowner policies.

Identity Theft Coverage that helps minimize the potential financial damage from theft or use of your identity. Read an identity theft victim's story about the nightmare she encountered alone restoring her identity.

Identity Theft Coverage
Why is this coverage important? The Federal Trade Commission has reported an increasing trend in identity theft incidents. We understand this growing problem and are prepared to help you. The Concord Group will pay up to $15,000 for “expense” incurred (less a $250 deductible). Covered expenses include notarizing affidavits, certified mail, long distance telephone calls, lost income, loan application fees and reasonable attorney fees.

Perhaps most importantly, the Concord Group Identity Theft endorsement gives you access to the recognized leader in identity theft resolution, defense and education—Identity Theft 911— at no additional cost. The Identity Theft 911 victim resolution program includes:

• A personal advocate who works with you every step of the way to resolve the crisis and restore your personal identity.
• Systematic notification of agencies, businesses and institutions.
• Comprehensive case file creation.
• Preparation of all needed documents.
• Credit reports from all three credit bureaus.
• Threat alerts and consumer education.
• One full year of credit monitoring and fraud monitoring.
• A full year of follow-up alerts, phone calls, and status checks to avoid recurrence.

Through our dedicated web site, the consumer education component is supported by ongoing threat alerts, a monthly newsletter, articles, interviews, and white papers covering all aspect of this crime. Click in the above Identity Theft box to access the site.

Contact your independent agent today to add this important coverage to your homeowners’ policy.