One of the easiest ways to save on your auto insurance is to be a safe driver. If you have no accidents or violations, you may save as much as 15%-20% on your Premium.

If you insure more than 1 auto on a policy, each will get a discount.

If you insure your automobiles and home or condo (including renters policy) with us, you will get a Premium discount on both policies.

Young adults (age 21-29) with safe driving records could also be rewarded with substantial discounts on auto insurance.

If the youthful automobile driver is a good student, the Premium may be reduced.

In some states, you may be able to refresh your driving skills and reduce your auto Premium by taking a defensive driver safety course. It will be worth your time and effort to save money.

Redi-Paycheck is a low cost plan to reimburse lost wages for the policyholder and each resident relative injured in an auto accident, regardless of fault. Quick and affordable, Redi-Paycheck can provide up to $15,000 for lost income.  

Personal Auto Coverage Enhancements (PACE) is a free package of coverages added to every personal automobile policy.  Some of the benefits you receive with PACE are:

• Expanded Loss Settlement - repair without Depreciation; replacement with a new car of the same model year or newer; payment of up to the manufacturer's suggested retail price; payment of 120% of the actual cash value of the car at the time of the accident.
• Coverage for Newly Acquired Automobiles
• Emergency Lodging and Meals
• Medial Payments Supplement
• Supplementary Payments