Retail Service - Concord Group Insurance
As a business owner, you work hard to meet the needs of your customers. At Concord Group Insurance, we strive to do the same. We’ve developed a package of coverages that can be tailored to meet the unique needs of a variety of businesses. From barber shops to gas stations, boutiques and more, we’ve got you covered.
Your local independent agent will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your business -- find your local independent agent representing Concord Group Insurance today.
Professional Liability
With coverage available for a wide range of professions, we can handle your professional liability needs.
Business Interruption
Provides coverage for loss of income and additional expense while you get your business running smoothly again.
Employee Dishonesty
Covers your business for employee theft of money, securities and other tangible property.
Common Coverages
General Liability
Provides protection from damages that arise out of your normal operations at or away from your business location. Also includes protection from damages caused by your products, services or work you have performed.
Commercial Property
Provides protection for your buildings, business personal property and property of others.
Equipment Breakdown
Covers mechanical breakdown of equipment used in your business. Includes the cost of repair damaged equipment, spoiled goods and loss of income.
Commercial Umbrella
Covers large liability losses that exceed the limits of the underlying general liability policy.
Businessowners Bundle Endorsement
One package with 15 coverages designed specifically for your business, which includes ordinance or law, employee dishonesty, pollution cleanup, personal property off premises and utility service.
Additional Coverages
Employee Dishonesty
Covers your business for employee theft of money, securities and other tangible property.
Employment Practices Liability (EPL)
Covers wrongful employment acts such as discrimination, harassment and wrongful termination. With this coverage, you gain access to a valuable employment practices website, as well as a legal advice line, so you can connect with experienced attorneys who are well-versed in federal and state employment laws.
Professional Liability
We offer professional liability for many different professions.
Business Interruption
After a loss, it can take some time to get your business running smoothly again. This protection covers loss of income, costs for continued operation and extra expenses incurred during the time of rehabilitation.
Cyber Liability
Shield yourself against the growing risk of a cyberattack with this package, which includes coverages for compromised data, lost income, personal identity recovery expenses, and more.
Merchandise Withdrawal Expense
Rely on this coverage for help if your products or parts face a government-issued recall, due to the possibility of bodily injury or property damage.
Ways to Save
Deductibles
Assuming some of the risk by choosing a higher deductible may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.
Building Updates
Have you replaced your roof, electrical, plumbing or heating? We've got a discount for that!
Sprinkler Credit
If you are in a building with an approved sprinkler system, you will receive a credit.
How do I get a quote?
The Concord Group works solely through independent agents to ensure you’re getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.