Contractor - Concord Group Insurance
As a contractor, you know how important it is for your customer to be satisfied. When it comes to buying insurance, you can expect the same high level of quality and service from us that your customers have come to expect from you. At Concord Group Insurance, we’ve developed a specialized set of coverages to make sure every aspect of your contracting business is well protected.
Your local independent agent will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve at a price you can afford. Don’t trust just anyone to protect your business -- find your local independent agent representing Concord Group Insurance today!
Tools & Equipment
You depend on them to get the job done, so make sure your tools and equipment are protected.
Businessowners Contractors Bundle Endorsement
Simplify your insurance by adding the Contractors Bundle, which includes 18 essential coverages like employee tools, leased or rented equipment, additional insured, accounts receivable and employee dishonesty.
Common Coverages
General Liability
Provides protection from damages that arise out of your normal operations at or away from your business location. Also includes protection from damages caused by your products, services or work you have performed.
Commercial Property
Provides protection for your buildings, business personal property and property of others.
Equipment Breakdown
Covers mechanical breakdown of equipment used in your business. Includes the cost to repair damaged equipment, spoiled goods and loss of income.
Inland Marine
Offers a variety of coverages that protect your property while away from your primary location. Available coverages include tools and equipment, employee tools, laptops and building materials and equipment. Coverage for rented equipment is also available.
Additional Coverages
Waiver of Subrogation
Waiver of Subrogation is available at no additional cost.
Employee Dishonesty
Covers your business for employee theft of money, securities and other tangible property.
Employment Practices Liability (EPL)
Covers wrongful employment acts such as discrimination, harassment and wrongful termination. With this coverage, you gain access to a valuable employment practices website, as well as a legal advice line, so you can connect with experienced attorneys who are well-versed in federal and state employment laws.
Commercial Umbrella
Covers large liability losses that exceed the limits of the underlying general liability policy.
Contractors Errors & Omissions
Mistakes can happen. This coverage goes above and beyond your basic general liability policy to safeguard your work.
Cyber Liability
Shield yourself against the growing risk of a cyberattack with this package, which includes coverages for compromised data, lost income, personal identity recovery expenses, and more.
Ways to Save
Deductibles
Assuming some of the risk by choosing a higher deductible may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.
How do I get a quote?
The Concord Group works solely through independent agents to ensure you’re getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.