Garage - Concord Group Insurance
Our Garage Insurance Program is specifically designed to meet the needs of car dealers and repair shops. Your customers trust you for quick and quality service, so when it’s time for you to make important insurance decisions, shouldn’t you expect the same from your insurance agent?
Your local independent agent will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your business, find your local independent agent representing Concord Group Insurance today!
Common Coverages
Garage Liability
Provides coverage for incidents resulting from your business operations, such as customer slip and falls, damage to the property of others, and use of vehicles in your garage business.
Dealers Physical Damage (Open Lot)
Covers physical damage to your vehicles.
Garagekeepers
Provides unlimited physical damage coverage to customers’ vehicles in your possession for repair.
Commercial Property
Provides protection for your buildings, business personal property and property of others.
Commercial Umbrella
Covers large liability losses that exceed the limits of the underlying general liability policy.
Additional Coverages
Dealers Mileage Plus Endorsement
This bundle adds 13 essential coverages for non-franchised auto dealers, including False Pretense.
Drive Other Cars Coverage
Provides coverage to an auto you do not own, similar to what is provided under a Personal Auto policy. This is important if you are insuring your business and your personal auto liability on the same policy.
Mechanics Errors & Omissions
Mistakes can happen. Protect yourself against faulty parts or work done by you or your employees with help from this coverage.
Cyber Liability
Shield yourself against the growing risk of a cyberattack with this package, which includes coverages for compromised data, lost income, personal identity recovery expenses, and more.
Ways To Save
Deductibles
Assuming some of the risk by choosing a higher deductible may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.
Building Updates
Have you replaced you roof, electrical, plumbing or heating? We’ve got a discount for that!
Sprinkler Credit
If you are in a building with an approved sprinkler system, you will receive a credit.
How do I get a quote?
The Concord Group works solely through independent agents to ensure you’re getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.