Garage

Our Garage Insurance Program is specifically designed to meet the needs of car dealers and repair shops. Your customers trust you for quick and quality service, so when it’s time for you to make important insurance decisions, shouldn’t you expect the same from your insurance agent?

 

Your local independent agent will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your business, find your local independent agent representing Concord Group Insurance today!

Common Coverages

Garage Liability

Provides coverage for incidents resulting from your business operations, such as customer slip and falls, damage to the property of others, and use of vehicles in your garage business.

Dealers Physical Damage (Open Lot)

Covers physical damage to your vehicles.

Garagekeepers

Provides unlimited physical damage coverage to customers’ vehicles in your possession for repair.

Commercial Property

Provides protection for your buildings, business personal property and property of others.

Commercial Umbrella

Covers large liability losses that exceed the limits of the underlying general liability policy.

Additional Coverages

Dealers Mileage Plus Endorsement

This bundle adds 13 essential coverages for non-franchised auto dealers, including False Pretense.

Drive Other Cars Coverage

Provides coverage to an auto you do not own, similar to what is provided under a Personal Auto policy. This is important if you are insuring your business and your personal auto liability on the same policy.

Mechanics Errors & Omissions

Mistakes can happen. Protect yourself against faulty parts or work done by you or your employees with help from this coverage.

Cyber Liability

Shield yourself against the growing risk of a cyberattack with this package, which includes coverages for compromised data, lost income, personal identity recovery expenses, and more.

Ways To Save

Deductibles

Assuming some of the risk by choosing a higher deductible may reduce your policy premium.

Favorable Loss History

Receive a lower premium for favorable loss history.

Building Updates

Have you replaced you roof, electrical, plumbing or heating? We’ve got a discount for that!

Sprinkler Credit

If you are in a building with an approved sprinkler system, you will receive a credit.

How do I get a quote?

The Concord Group works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an Agent