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Coverages

Coverages
Condominium Coverage

Coverage for your condo and other structures at your residence for which you're responsible. 

Personal Property Coverage

Your personal possessions are covered anywhere in the world. 

Personal Liability Coverage

Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may become liable. 

Medical Payments to Others

Coverage for others who are injured at your residence.

Additional Living Expenses

Pays for expenses if you are unable to stay in your condo after a covered loss.

Additional Coverages

Optional Coverages
Water Backup of Sewers

Backed-up sewers or drains can wreak havoc, causing damage to floors, walls, furniture and electrical systems. Coverage for water backup is available with a wide array of limits to suit your needs.

Special Personal Property Coverage

Provides broader coverage for your personal items, including loss or misplacement, staining or defacing, and more. 

Ordinance or Law Coverage

Sometimes, local ordinances or laws can regulate construction, repair or demolition of your property. This coverage will pay to get you up to code.

Extra Security Protection Plus/Extra Security Protection Ultra (ESP+/ESP Ultra)

These coverages build on your policy by providing several additional coverages in one package. They include coverage for damage to your property caused by household appliance leaks, increased coverage limits for food spoilage from power failures, and more. 

Equipment Breakdown

Covers electrical and mechanical failures of equipment at your home, from air conditioners and heating units to computers and major appliances. Learn more about this coverage and see how you can protect your home. 

Identity Theft Expense Coverage

Provides up to $15,000 for expenses incurred when trying to restore your financial identity.

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How Do I Get a Quote?

The Concord Group works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an agent

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