Rental Dwelling - Concord Group Insurance
As a landlord, you focus on maintaining your properties and keeping rental income flowing. So when it comes to insurance, leave it to us. Protect your rental investments with a policy from Concord Group Insurance.
We offer competitive rates and coverages that can be tailored to your specific needs. Contact your local independent agency to discuss which coverages are right for you.
Coverages
Dwelling Coverage
Covers your rental home and any attached structures.
Other Structures
Covers structures on your property that are not attached to your rental home, such as a detached garage, shed or pole barn.
Replacement Cost Loss Settlement
In the event of a total loss to your property, we will pay the cost to replace your rental dwelling with the same type and quality of materials. In order to help you determine how much coverage you need, your agent will help estimate your dwelling’s replacement cost.
Functional Replacement Cost Loss Settlement
For homes built before 1940, provides replacement or repair of the dwelling with current construction materials that function the same as the original construction.
Loss of Rents
Covers your loss of rental income when the dwelling is uninhabitable or cannot be rented due to a covered loss.
Optional Coverages
Personal Property Coverage
Optional coverage for your personal property.
Water Backup of Sewers
Backed up sewers or drains can wreak havoc on a home, causing damage to floors, walls, furniture and electrical systems. Coverage for water backup is available with a wide array of limits to suit your needs.
Ordinance or Law Coverage
Sometimes, local ordinances or laws can regulate construction, repair or demolition of the property. If this happens at the time of a loss, this coverage will pay to get you up to code.
How do I get a quote?
The Concord Group works solely through independent agents to ensure you're getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.