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Mobile Home

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Coverages

Coverages
Mobile Home Coverage

Covers your mobile home and any attached structures, such as an attached garage, carport or deck. Your agent can help you determine if a replacement or actual cash value policy is right for you.

Other Structures

Covers structures on your property that are not attached to your mobile home, such as a detached garage, shed or pole barn.

Personal Property

Your personal possessions are covered anywhere in the world.

Personal Liability

Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may become liable. 

Medical Payments to Others

Coverage for others who are injured at your residence.

Additional Living Expenses

Pays for expenses if you are unable to stay in your mobile home after a covered loss.

Optional Coverages

Optional Coverages
Water Backup of Sewers

Backed-up sewers or drains can wreak havoc on a home, causing damage to floors, walls, furniture and electrical systems. Coverage for water backup is available, with a wide array of limits to suit your needs. 

Special Personal Property Coverage

Provides broader coverage for your personal items, including loss or misplacement, staining or defacing, and more. 

Extra Security Protection/Extra Security Protection Plus (ESP/ESP+)

These coverages build on your policy by providing several additional coverages in one package. They include coverage for damage to your property caused by household appliance leaks, increased coverage limits for food spoilage from power failures, and more. 

Equipment Breakdown

Covers electrical and mechanical failures of equipment at your home, from air conditioners and heating units to computers and major appliances. Learn more about this coverage and see how you can protect your home. 

Service Line Endorsement

Provides coverage for underground service line damage caused by wear and tear, rust or other perils. 

Identity Theft Expense Coverage

Provides up to $15,000 for expenses incurred when trying to restore your financial identity.

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How Do I Get a Quote?

The Concord Group works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an agent

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